Retirement Planning

Archives for the "Retirement Planning" Category at Daily Investing Tips | www.InvestmentTotal.com

Retirement planning tips, guides, articles, information, ideas and useful articles related to retirement accounts like 401k, IRA, and tricks on how to retire rich, happy, young and comfortable.

5 Ways Your Smartphone Can Help You Save for Retirement

Published on February 17, 2017 in Personal Finance, Retirement Planning | No Comments

Well over half of Americans don’t save enough money for retirement. In fact, one in three Americans don’t save any money, which puts them in a precarious position as they get older. Without the right amount of money, you might have to work well into old age. Unfortunately, it’s difficult for older people to work full-time jobs that pay enough for them to maintain their…

How Does Investing for Retirement Works?

Published on November 25, 2016 in Retirement Planning | No Comments

Investing for retirement is highly recommended. There are many reasons why should you invest your money. Maybe you invest money because you are preparing money for your child education. Other people invest their money because they want to have enough money for their dream grand vacation. Some people wants to buy a car, other wants to buy a house and other people invest money because…

How to Set Financial Goals for Retirement?

Published on November 11, 2016 in Retirement Planning | No Comments

A reader asked; how to set financial goals and achieve them for my future? I simply responded three things. First is knowing the target earning asset for retirement, second is have a investment horizon and third is what to do with his acquired assets. Most readers of Total Investment blog is asking he same question since they know the importance of proper financial planning. I know…

Why Retirement Financial Planning is Important?

Published on March 29, 2016 in Retirement Planning | No Comments

Have you ever heard retirement financial planning? Most people I personally know don't understand the importance of planning for retirement. As usual, they are not interested because they think that retirement planning should do when their retirement period is very near. There are retirement planning advice you can read on the internet. I only remembered one thing. ""If you save and invest early, you will retire early".…

myRA® Retirement Savings Account US Treasury Department

Published on February 14, 2016 in Retirement Planning | No Comments

Looking for myRA retirement savings account information? You are in the right page! Note: myRA® is a registered trademark of the United States Department of the Treasury. This post is just a basic information about myRA (my Retirement Accout) is a new retirement savings account from the United States Department of the Treasury. myRA is one great way to save money for retirement easily. Read this page,…

What is the Best Investment Right Now or for Retirement?

Published on December 8, 2015 in Retirement Planning | No Comments

A reader asked, what is the best investment right now? How do I know the best investment options if it's good for my retirement or not? I do believe this simple article can give you an idea on how to spot the best investment right now. Today, let us find out what makes a good investment? There are many investment options like stocks, mutual funds,…

Save 10 Percent of Income on IRA & 401k for Retirement?

Published on October 4, 2015 in Retirement Planning | No Comments

How do you usually save 10 percent of income for retirement? Will you save money in your savings account or via individual retirement account? Would you rather invest money for your retirement or you want an automatic savings plan like 401k plans? Maybe you asked; what percent of income should i save for retirement. Is 10 percent enough to save for retirement? If you're an employee,…

Common Retirement Investment Options

Published on September 30, 2015 in Retirement Planning | No Comments

Looking for retirement investment options? There are different types of investments. Stocks, mutual funds, bonds, savings and money market funds. However, not all these investments are good investment options for your retirement. During retirement, you need an earning asset wherein it helps you to create passive income. You should aim to acquired passive income generating assets. What I mean is that you should earn money…

Can 401k Make You Rich?

Published on August 23, 2015 in Retirement Planning | No Comments

A curious reader asked, can 401k make you rich? Most people who contribute to 401k plans asked, can 401k make you rich? Is this the right investment to prepare for my financial future? In investing, you should have a goal, and one of your goal is to prepare for your retirement. Ask a person who already retired from work. Ask a person who contribute to…

Is it Too Late to Start Saving for Retirement at 55

Published on August 21, 2015 in Retirement Planning | No Comments

Is is it too late to start saving for retirement at 55? How can I save for my retirement if I am already 55 years old. I want to retire rich and happy when I hit 65. Is this possible? What is the best thing to do to save for my retirement? Please guide me. Thank you.A reader from Concorde California, USA asked this question.…

Ideal Retirement Age for Every Americans

Published on August 21, 2015 in Retirement Planning | No Comments

What's Your Ideal Retirement Age and Why? Want to know the ideal retirement age to prepare your financial future? Retirement planning is easy as long as you have a guide. There are many financial planner who can help you when creating your retirement plan. A reader of Return On Investment blog asked a simple question; what is the ideal age to retire.Well, this is an interesting…

How Much Money to Save for My Retirement

Published on August 21, 2015 in Retirement Planning | No Comments

How Much Money to Save for My Retirement is one of the most asked questions in planning for retirement! Do you know how much money to save for your retirement to live comfortably? Learn how much money should you have during your retirement. And how to prepare that money to retire rich. Many people are asking how to retire rich but they don't know specifically…