Looking for Bank of America Popular Credit Cards? Find out the popular credit cards together with their benefits and features. The Bank of America Cash Rewards, Bank of America Travel Rewards, and better balance rewards. To maximize the benefits if having a credit card, you must know the banks that offers special advantage. One of these kind of banks is the Bank of America. Here are the popular credit cards offer by the bank.
Also Read: How to Increase Credit Card Limit
Bank of America Popular Credit Cards
Some of these type of credit cards can give you a 1% cash back on purchases, 10% customer bonus offers and no annual fee and no foreign transaction fees. If you want to apply for any of these credit cards, you can do it online in the official website of Bank of America.
| Credit Card | Features |
| Bank of America Better Balance Rewards | Earn $25 per quarter to pay down your balance faster when you pay more than the monthly minimum on time each month–that can be up to $100 each year |
| 0% Intro APR on purchases and balance transfers | |
| No annual fee | |
| Customer bonus offer | |
| Bank of America Cash Rewards | 1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter |
| 0% Intro APR on purchases and balance transfers | |
| No annual fee | |
| 10% customer bonus offer | |
| Bank of America Travel Rewards | Earn 1.5 points for every $1 you spend on purchases and travel anywhere, anytime with no blackout dates |
| 0% Intro APR on purchases | |
| No annual fee & no foreign transaction fees | |
| 10% customer bonus offer Introductory 0% APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that’s currently between 12.99% and 22.99% will apply. 3% fee (min $10) applies to balance transfers. |
Source: https://www.bankofamerica.com/
To apply for a Bank of America credit card, you’ll need:
- Personal information, including: your Social Security number and Total Annual Income.
- If you’re applying for an airline rewards card, you’ll need your airline rewards number.
- If you’re planning on transferring old balances to your new credit card, you’ll need the payee names and account numbers of those accounts.
To apply for a credit card by phone,
- Please call 1.800.932.2775 and a personal service representative will help you. Please mention priority code VACA4J.
- There can only be two cardholders per account: the primary cardholder and a secondary cardholder. However, additional authorized users may be added to an account. To add an authorized user please call 1-800-362-6299.
- Upon approval, you will receive your card in 7 to 10 business days.
Bank of America Cash Rewards for Students
The features of this credit card is that the cardholder can get 1% cash back on purchases,. A cardholder will also get 3% cash back on gas and 2% at grocery stores. Aside from cash back on purchases, this card offers no annual fee and a 10% bonus offers.
Tips & Warnings
Use your credit card wisely. Do not forget, it is very expensive to get out of debt, it is advisable to pay your bills on time to avoid late payment penalties. Please Review the Terms and Conditions of any of these credit cards.
Choose credit card that has low rates and no annual fee (see terms and conditions in the official website of Bank of America). Do not be a victim of credit card fraud, learn as much as you can about using a credit card online and offline.
Anything you want to add about Bank of America popular credit cards? Want to write a review and experiences in using them? Leave a comment below.
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