So it’s time to get car insurance for your brand new car, or maybe you’re looking to switch insurance companies. Most people know the basics of buying car insurance, but before shopping around for car insurance quotes, it’s good to know what all your options are. There are several add-ons that can make car insurance work more efficiently for you.
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Gap Insurance
Guaranteed asset protection insurance was established to fill the gap left behind by any regular insurance policy during the event of:
- An auto accident
- The totalling of the wrecked vehicle regardless of blame
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Roadside Assistance
Roadside assistance and breakdown coverage is an add-on service that assists motorists who have had vehicles that have suffered a mechanical failure that leaves the operator stranded:
- On the side of the road
- During vacations
- En route to work
- Anywhere that the traveller might be going during the non-accident-related incident, such as:
- Running out of gas
- Flat tire
- Bad battery
- Fire
- Unspecified reasoning other than vehicular crash
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Full Glass Coverage
Full auto glass insurance helps pay the cost to repair or replace your damaged windshield or glass in your vehicle. You may have also heard of this as being called windshield insurance coverage. Some of the main causes for damaged auto glass are:
- The most common cause of front windshield damage comes from rocks and gravel thrown up from the road surface by other vehicles tires
- Wrecks and accidents can cause glass breakage
- A lawn mower throwing something into your vehicle’s window
- Extreme heat or cold to an already damaged auto glass
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Rental Car Reimbursement
Rental reimbursement is an optional coverage that helps pay your rental car costs while your car is being repaired because of a covered claim. Some of the main reasons why may need a rental car that is covered by your insurance are:
- In the event of an accident
- If someone or something has damaged your vehicle while it was not in motion
- Any time that a vehicle can be seen in a garage under an insurance claim
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Coverage for Custom Parts
The custom parts and equipment coverage is an endorsement to your policy that covers permanently installed custom parts or equipment, devices, accessories, enhancements, and changes to your vehicle other than those installed by the original manufacturer. These must be considered as something that alters the performance or appearance of your vehicle and can be easily added in as part of any car insurance quotes.