EastWest Bank Credit Card | Visa and MasterCard Benefits, Application Requirements

Planning to apply a EastWest Bank Credit Card? Consider EastWest Visa and MasterCard. Here are the benefits, application requirements and some information about charges and fees. One of the goals of InvestmentTotal.com is to informed every Filipino credit card holders about promos, advantages, privileges and rewards to maximize the use of the credit cards.

This blog advice you to use the credit card wisely by spending only for necessities, do not buy the things that you don’t really need. To get the full benefits of having a credit card, you should use it especially when it has promos and rewards.

To avoid penalties and get into credit card debt, pay your credit card bills immediately, or just get one card that is high limits or low limits suitable for your needs.

Going back to our topic, let’s proceed discussing EastWest Credit Visa and MasterCard benefits and what are the requirements in applying a credit card, fees and charges will also discuss today.

EastWest Bank Credit Card Visa/MasterCard Credit Card Highlights

1. REWARDING. You will earn 1 reward points for every P100 you spend, you can convert the reward point into limitless rewards vouchers. You accumulate rewards points can use to vouchers, PAL Mabuhay Miles, exchange for cash rebates, donate to charity groups, or you can use it to get annual membership fee waivers.

Example Rewards Vouchers and Required Points:
For every 610 points, you can get P200 limitless rewards vouchers. !,520 required rewards points for P500 limitless rewards vouchers, 3,035 reward points for P1,000 and 6,065 for P2,000 limitless rewards vouchers.

For PAL Mabuhay Miles
You need 10,910 points to get 3,000 mabuhay miles and 3,640 points to get 1,000 mabuhay miles.

For Cash Rebates and Donations
760 required rewards points to get P250 rebates and 1,520 points to get a cash rebates of P500. A 760 reward points for both ERDA and Caritas Manila (for P250 donations)

You can also enjoy the annual membership fee waivers in using EastWest Visa/MasterCard credit card, see the required rewards points;

4,245 Points:100% Principal Classic = P1,400
2,125 Points: 50% Principal Classic = P700
2,125 Points: 100% Supplementary Classic =  P700
1,065 Points: 50% Supplementary Classic = P350
7,580 Points: 100% principal Gold = P2,500
3,790 Points: 50% Principal Gold = P1,250
3,790 Points: 100% Supplementary Gold = P1,250
1,895 Points: 50% Supplementary Gold = P625

2. INSURANCE. Enjoy also the P20,000,000 worth of coverage, if you are EastWest Gold credit cardholder, there is a free travel accident and inconvenience insurance. For more information about eligibility, scope of cover, coverage and benefits, general exclusions and guidelines in claiming, please contact the customer service or EastWest Philippines.

EastWest Customer Service Hotline

•   Trunkline – 575-3888 and 870-3500
• Hotline – 888-1700
• Domestic Toll Free – 1-800-1888-8600
• US Toll Free -1-866-828-6296
• CALL 888-1700 NOW!

Reminder: When making a call or inquiries to EastWest Customer Service Hotline, please make sure to have your EastWest Credit Card with you.

EastWest Mailing Address
EastWest Banking Corporation
  Beaufort, 5th Avenue corner 23rd Street, 
  Bonifacio Global City, 1634
  Taguig City, Philippines

3. GLOBAL ACCEPTANCE. You can use EastWest credit card worldwide where MasterCard/Visa is accepted. How to know if if its accepted, just look the Visa/MasterCard logos in any of the establishments worldwide.

4. PILIPPINE CURRENCY. Whether you spend within the country or overseas, you will be charged in Philippine local currency (PHP).

5. REPAYMENT TERMS
6. FACILITIES

7. SUPPLEMENTARY CARDS. For up 9 supplementary cards can request by the cardholder and he can share with his loved ones by giving them supplementary credit card.

8. GREAT CUSTOMER SERVICE. A 24/7 customer service (Hotline: 888-1700). This is very important especially fi you are abroad and want to use your credit card and establishment want to verified your credit card at EastWest.

Kindly prepare the following common requirements in applying a credit card as per Bangko Sentral ng Pilipinas Circular BSP 608

EastWest Bank Credit Card application Requirements: 

1. Photocopy of the following valid IDs

• Passport – PhilHealth Card
• Driver’s License – Senior Citizen’s Card
• Police Clearance – NBI Clearance
• Postal ID – Voter’s ID
• Company IDs
• Professional Regulations Commission (PRC) ID
• Social Security System (SSS) Card
• Government Service and Insurance System (GSIS)
• All other valid IDs issued by the Philippine government and
•  its instrumentalities.

For foreigners, submit your visa or Alien Certificate of 
Registration (ACR) and Immigrants Certificate of Residence 
(ICR) registered with or supervised or regulated by the BSP, SEC
or IC.

2. Proof of Income 

• For those employed, a copy of the latest Income Tax Return (ITR) duly stamped as received by the BIR or its authorized agent bank (BSP Circular No. 472 as amended) and/or the employee’s copy of BIR Form 2316 duly signed by the employer and details of other credit card(s) with at least one (1) year principal card membership, or
• Certificate of Employment (COE) or latest payslip (one Month)
• For self-employed, copy of latest audited financial statement with bank or BIR stamp (as required by BSP), copy of SEC or DTI business registration, and
•  Details of other credit card(s)