Annuities

Annuities are financial products that provide a steady income stream, often used for retirement planning. They involve making a lump sum or series of payments to an insurance company in exchange for regular disbursements over time. These payments can be structured for a fixed period or for life, offering stability and predictability. Annuities come in various types, including fixed, variable, and indexed, each with different levels of risk and return. They are popular for those seeking a reliable income source in their later years and can be tailored to meet specific financial goals.

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