Answer this: Do You Need to Work Again After Retirement?

Posted by Mary Grace under Retirement Planning on July 19, 2016

What’s the reasons why working after retirement is not a good idea? Do you know that after retirement, the best thing to do is to enjoy the rest of your life? Enjoying your life, traveling, leisure, having a lot of fun after retirement are good choices. But, to work after retirement, I think that’s a big mistake.

I know you are familiar with this quote “When you retire, think and act as if you were still working; when you’re still working, think and act a bit as if you were already retired.” ~Author Unknown

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What does this mean? The author simply stated that when you retire, you need to find a way to make yourself busy. But, it does not mean, you will need to work all over again. You need to find a way to do some enjoyable activities so that you will not get bored when after retirement. But, the good choice to not get bored is to “work”. As I have mentioned in the introduction of this article, you need to enjoy the rest of your life.

Retirement Quote that Serve as Your Inspiration

No Pressure and Stress When Your Retire

“Retirement means no pressure, no stress, no heartache… unless you play golf.” ~Gene Perret

Gene Perret defined retirement as a “play time”. You will never experience stress and pressure again related to your work. We all know that playing golf is relaxing. And most people are dreaming to retire comfortable, happy and rich. All they want when they retire is to enjoy life.

Don’t Retire from Life

“Retire from work, but not from life. ~M.K. Soni”

M.K. Soni, the author of this good retirement quotations reminds us to enjoy our retirement. When we are working, we have the time, the purpose why we are working. We have directions. When we retire, we should make sure that we have a clear vision and clear ideas on what to do after retirement.

And this is the most related retirement quotations for this topic;

Stop Work at the Earliest Moment

The thing to do is to make so much money that you don’t have to work after the age of twenty-seven. In case this is impracticable, stop work at the earliest possible moment, even if it is at a quarter past eleven on the morning of the day when you find you do have enough money. ~Robert Benchley

This will only happen if we obtain the money we really need when we retire. When we acquired retirement target earning asset, we can retire anytime.

Working After Retirement Old Women

Image Credit: Donnie Nunley via Flickr CC 2.0

Why Working After Retirement is Not A Good Idea?

Imagine you started working at age 23 and you stop working at age 65. How many years did you spent working? Forty two years. Right? That’s a very long period of working.

Give yourself a big break. When you retire, you should not seek employment or jobs and you choose to work for money again and again after retirement. The best choice is to make your money work for you. If you have enough retirement asset, you don’t need to work after retirement because these retirement assets will take your place and earn money for you.

If you insist to work after retirement because you failed to prepare your retirement funds, working after retirement is your only choice. Maybe you will ask, can you work full time after retirement? What? working full time? Again, that lifestyle is miserable. Working for a very long time and then when you retire, you want to work full time. Think.

What are the options for work after retirement? You can work from home selling stuffs in your home using the internet or using your garage. But to work for someone else, I think that’s not a good idea. I said it’s not a good idea, but, still, it is up to you if you continue working after retirement age. If you will going back to work after retirement, do make sure that you will work for few year, not for the rest of your life. You should stop working as early as you can to enjoy the rest of your life. You can only stop working if you acquired enough assets like real estate rentals, stocks, mutual fund shares and business enterprises that generates passive income when you retire.

Working After Retirement is Not A Good Idea, What’s the Good Way to Prepare, then?

The best way to prepare your retirement so that you will never wish working after retirement is to create a retirement plan very early. Many people are wishing to just enjoy the rest of their life when they retire. However, not all of them have the guts to do whatever it takes just to ensure they have enough retirement funds. They are interested to save and invest money for their retirement.

If you are one of those people who don’t have any interest in planning for their retirement, saving and investing for their future, the only choice you can have when you retire is to “work” again. If you don’t want “working after retirement” your only choice just to survive when you retire, then, start planning your retirement today!

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