Know the Wells Fargo personal loan benefits today before you apply for a personal loan from another banks. Who knows, Wells Fargo offer might be the one you’re looking for.
“How to apply personal loan at Wells Fargo? I am from New York City. I am not familiar in getting a loan from the bank. I prefer Wells Fargo since I have already an account in this bank. May I know how to get a personal loan from Wells Fargo? I am looking forward to hear from your tips and advice regarding with these matter.”
I received this query via email. No need to disclosed the sender personal information. I will try to answer his question with the best I simply can. Getting a loan is easy, however, paying debt is hard. So let us first analyze what is personal loan all about.
In simple definition, the word “personal loan” is borrowing money to other people, banks, or other financial institutions for personal use or personal benefit. The loan must be pay off in a specific period of time (depending on the agreement).
Wells Fargo Personal Loan Benefits
If you are looking for a personal loan, review the Wells Fargo personal loan opportunities that we will going to discuss for today. According to Wells Fargo, the benefits of personal loan are as follows;
- Fixed rate, fixed term, and fixed monthly payments
- No origination or prepayment fees
- Competitive Annual Percentage Rate (APR) for the life of the loan
- No collateral required to qualify
- Loan amounts from $3,000 to $100,000
- Credit decision in as little as 15 minutes and often same-day access to funds
- Interest rate discounts may be available for customers with qualifying Wells Fargo checking accounts.
Apply Wells Fargo Personal Loan
You can apply a personal loan via online in the official website of Wells Fargo Online at www.wellsfargo.com, just press “personal”, then press “loans and credit”. And then review the benefits, the terms and conditions. Once you are agree with the terms and conditions of the bank loan services, you can now apply. When applying online, just fill out the necessary information.
If you have enough time to go to any Wells Fargo bank branch, find first the location (exact address) near in your area through the official website. To do it, go to the website, then press the ATM/Locations. Search locations and save the address in your notebook, or call the Wells Fargo branch phone number.
Wells Fargo Bank and ATM in Great Neck NY Location: 20 Great Neck Road, Great Neck, New York 11021, and the branch phone number is 516-466-1550.
Tips: If you are a personal loan in the bank, do not forget to bring your important documents such as savings account statement if any, ATM or credit card, government issued IDs, other banks required you to show your proof of income and a photo to use for documentation. For further information about Wells Fargo Personal Loan benefits, please call Wells Fargo Hotline/Customer Service at 1-888-667-5250.