High Net Worth Individuals | Most Wealthiest People in the World

Posted by Grace under General Info on October 18, 2014

Who are the high net worth individuals? InvestmentTotal will start writing about the net worth of the wealthiest people in the world. Net worth is the basis of knowing how rich an individual is. How do rich people acquire high net worth? Simple, they make sure that they are buying assets than liabilities. A net worth consist of assets and liabilities, you can’t compute a net worth without having these both.

Assets means the properties or ownership such as stocks, real estate properties such as house and lot or condominiums, businesses, cars, jewelries, money you lend to other people, a certificate of deposits and cash on hand.


Definition of Assets and Liabilities

If you look at the dictionary, the meaning of asset is; “anything one owns or any quality one has that is of value or use, the total property of a person, firm or institution, especially that part which can be used to pay debts, the positive items on a balance sheet”.

Reference: The New Lexicon Webster’s Encyclopedic Dictionary of the English Language (Deluxe Edition) page 56 on Asset or as-set

While on the other hand, there are also a liabilities, so what are liabilities? Liabilities are also known as “debts”, which you are legally bound or responsible in paying it.

How to Compute a Net Worth?

To compute a net worth, one must understand and know all his assets and liabilities. Add the total value of your property and subtract to the total of liabilities, example will be written here.


  • Certificate of Deposits: $25,000
  • Cash on Hand: $13,000
  • Money in Your Savings account: $15,000
  • Market Stock Price: $50,000
  • Market Value of Your Car: $20,000
  • Market Value of Your House and Lot: $100,000
  • Market Value of Your Jewelries (Gold): $25,000
  • Current Business Value (Capital, Stock Inventory, Equipments): $200,000


  • Bank Loan: $120,000
  • Other Debts (Credit Card): $3,000

Net Worth Computation

  • Total Assets: $448,000
  • (Minus) Total Liabilities: $123,000
  • (Equals) Net Worth: $325,000

Now you know how to compute a net worth and the difference between the assets and liabilities, let start talking the high net worth individuals (the billionaires) such as Bill Gates, Warren Buffett, Henry Sy, John Gokongwei Jr, etc.

Related: How to Have a High Net Worth?

High Net Worth Individuals | Most Wealthiest People in the World

Net Worth Tracked as of October 18, 2014 | Source: Forbes

High Net Worth Individuals Age Source of Wealth  Residence/Citizenship Net Worth
Carlos Slim Helu & Family 74 Telecom,Self Made Mexico City / Mexico $79.5Billion
Bill Gates 58 Microsoft, Self Made Medina, WA / USA $79.4 Billion
Warren Buffett 84 Berkshire Hathaway, Self Made Omaha, NE / USA $67.2 Billion
Amancio Ortega 78 Retail, Self Made La Coruna / Spain $56.6 Billion
Larry Ellison 70 Oracle, Self Made Woodside CA / USA $47.5 Billion
Charles Koch 78 Diversified Wichita KS / USA $40.6 Billion
David Koch 74 Diversified New York, NY / USA $40.6 Billion
Christy Walton and Family 59 Wal-Mart Jackson WY / USA $36.9 Billion
Jim Walton 66 Wal-Mart Bentonville AR / USA $35.6 Billion
Alice Walton 65 Wal-Mart Forth Worth, TX / USA $34.2 Billion

Carlos Slim Helu and Family is the wealthiest man in the world with a net worth of $79.5 Billion. And the most richest woman in the world is Christy Walton with a net worth of $36.9 Billion at age 59.

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