Know the future value of P5,000 per month investment if it is invested in a specific investment with specific earned interests.
Want to know the future value of P5,000 per month investment? Here in InvestmentTotal.com, I am writing about the future value of a certain investment amount. This time I will going to write the future value of P5,000 per month investment. I will also share the future value of money formula and where to compute your investment to determine its value after specific period of time. I am using the formula of future value of an annuity formula.
Related: Future Value of P2,500 Per Month Investment
You can invest your P5,000 per month in UITF, stocks and mutual funds if you want to grow your money overtime. Investing is the best way to make your money grow. Can you set aside P5,000 per month for your investment? IF you can, then you can have much money in the near future based on the future value given on the tale below.
Think about your financial future. You can achieve financial freedom for just setting aside (P5,000 per month). This amount won’t hurt your finances especially if you are a high income earner or OFW.
I am using a future value calculator when analyzing the future value of a certain amount of money. I have written the future value of P1,000 per month, P2,500 per month and this time the P5,000 per month.
Also Read: How to Get Rich Off Compound Interest
I am also planning to compare the lump sum investing and the cost averaging investing strategy. I think they give you both great return especially if you invest this amount properly. Going back to our topic, let us analyze the table below.
Future Value of P5,000 Per Month Investment
| Monthly | Annual | Years Invested |
Earn 5% | Earn 8% | Earn 10% | Earn 12% | Earn 15% | Earn 18% | Earn 20% |
| 5,000 | 60,000 | 3 | 89,150 | 194,784 | 98,600 | 202,464 | 208,350 | 214,344 | 218,400 |
| 5,000 | 60,000 | 5 | 331,537 | 351,996 | 366,306 | 381,170 | 404,542 | 429,252 | 46,496 |
| 5,000 | 60,000 | 7 | 488,520 | 535,368 | 569,230 | 605,340 | 664,007 | 728,491 | 774,954 |
| 5,000 | 60,000 | 10 | 754,673 | 869,193 | 956,245 | 1,052,924 | 1,218,223 | 1,411,278 | 1,557,520 |
| 5,000 | 60,000 | 15 | 1,294,713 | 1,629,126 | 1,906,348 | 2,236,782 | 2,854,824 | 3,657,915 | 4,322,106 |
| 5,000 | 60,000 | 20 | 1,983,957 | 2,745,717 | 3,436,499 | 4,323,146 | 6,146,614 | 8,797,678 |
11,201,279
|
Imagine if you invest P5,000 per month regularly within 20 years in an investment vehicles that only earn at least 5% (RTBs, Bonds, UITF, Mutual Fund Bond Funds) per year you can have P1.9M. Maybe you think that’s only a small amount. Then take risk, invest P5,000 per month regularly within 20 years that earns 18% (Direct Stocks or UITF and Mutual Fund Equity Type) so you can have P11.2M, Isn’t it great?
Warning:
The future value of P5,000 per month investing in this page is for information purpose only. An investor should consider “risk” involve in investing, that’s why the future value is not guaranteed.
Note: This table can also be use in other currencies. Just change the P to $ or to other currencies. I don’t have enough time to share to you the future value of an annuity formula, maybe in some of InvestmentTotal.com blog post. Update: See and learn how the future value formula works.
To make your money grow, you don’t have to take high risk, just know what will be your retirement target earning asset. To learn more financial education, read our guide on how to compute your retirement target earning asset.
What can you say about the future value of P5,000 per month investment? Now you are getting excited to experience the power of compound interest. Leave a comment if you want to say something about this post.
DISCLAIMER: The information provided on InvestmentTotal.com is for general informational purposes only. The content on this website is not intended to be, and should not be construed as, professional financial advice.