Personal Finance

Archives for the "Personal Finance" Category.

Learn personal finance education using these best collections of articles about personal finance planning and money management today.

Personal Finance Advice for Every OFW Overseas Filipino Workers

A personal finance advice you can read today especially if you are working overseas. This personal finance tips and tricks is a must read. Overseas Filipino Workers must know money management. Most of the time, OFW fail to prepare their finances when they are going home. If you are an OFW, kindly share your experiences or…

Mary Grace on February 18, 2017

5 Ways Your Smartphone Can Help You Save for Retirement

Well over half of Americans don’t save enough money for retirement. In fact, one in three Americans don’t save any money, which puts them in a precarious position as they get older. Without the right amount of money, you might have to work well into old age. Unfortunately, it’s difficult for older people to work…

Mary Grace on February 17, 2017

Top 18 Money Saving Tips for Every Housewives

Hi mothers! Read these money saving tips, ideas and effective ways. If you are a housewife and planning to save enough money, follow these money saving tips and start changing your financial situation. If you are struggling financially, you need a proper financial advice. If you think your income is enough but you have no…

Mary Grace on February 15, 2017

Invest One Dollar Bill and Make Thousands

Invest one dollar bill everyday and make thousand of dollars. Is it possible to make million dollars using your one dollar bill? Investing is amazing. Even a small amount of money can help anyone to become financial free. One of my readers from New York asked a very beautiful question about "what to do with…

Mary Grace on February 10, 2017

How to Save Money (101 Tried & Proven Ways)

How to save money is one of the most asked questions in personal finance. Let these 101 best ways to save money be the solution to help those people who wants to prepare their financial future. Many people find saving money as a difficult task. Other people consider saving money is very important. Do you…

Mary Grace on February 10, 2017

How to Save Money on Valentine’s Day when Buying Gifts?

Learn how to save money on Valentine's Day when buying the best gifts you can give to your girlfriend or boyfriend. Every 14th of February, there are many celebrating the heart's day. Maybe they want to show how romantic and loving they are. My experience during heart's day. Me and my boyfriend (my husband today), …

Mary Grace on February 9, 2017

Valentine’s Day Expenses Should Carefully Budgeted

Looking for gift for girlfriend or gift for boyfriend? Valentine's day expenses should carefully budgeted. If you are planning to buy a cheap or expensive gifts, make sure they're on a budget. Might it be a chocolate or flowers, gold necklace or a Rolex watch, your expenses should be written in your monthly budget. If you…

Mary Grace on February 8, 2017

Dave Ramsey Total Money Makeover: A Proven Plan for Financial Fitness

Dave Ramsey's total money makeover is one the most useful personal finance books I've ever read. The Total Money Makeover book is also one of the simplest personal finance book that will help anyone especially married couples and those in their late 20's, 30's and even 40's. Dave Ramsey in his book "total money makeover",…

Mary Grace on February 1, 2017

Why Investing Money Today Should Be Your Top Priority?

Investing money nowadays is very easy. Some people don't know the benefits of investing at a young age. Some people do procrastinate. And other people have many excuses and alibis. Through the use of the internet, we can now easily invest our money. But, is investing money today is your top priority? A young may…

Mary Grace on January 23, 2017

How to Discuss Financial Investment to Your Spouse?

You’re not going to start bad arguments with your spouse with regards to financial investments topics. Investing is very exciting especially if you know that you and your whole family will get benefits from it. I think one of the reasons why spouses disagree to invest some portion of their family’s income is because they…

Mary Grace on November 14, 2016

How to Stop Money-Wasting Habit?

Money wasting habit can easily avoid. In personal finance, we teach how to save money not how to waste money. As well in investing lessons, we share our knowledge on how to make our money work for us. There are things that can easily prevent us from wasting our money. And there are also things…

Mary Grace on October 15, 2016

11 Questions to Ask a Financial Advisor

Here is the list of important questions to ask a financial advisor. I know you want to hire a financial planner to ensure your finances are in order. It is easy to hire a financial advisor. You can find financial advisor easily especially wen you're residing in United States. You need to ask many questions…

Mary Grace on September 1, 2016