Insurance

Archives for the "Insurance" Category at Daily Investing Tips | www.InvestmentTotal.com

Insurance Talk – a page exclusively for people who wants to learn life insurance education and essential health insurance for everyday living.

Tips in Dividing Insurance Policy Beneficiary During Claiming

Published on March 11, 2016 in Insurance | No Comments

Tips on how to  divide life insurance policy beneficiary when claiming of benefits. One of the InvestmentTotal.com readers asked a question on how to divide life insurance policy beneficiary, Rhonda has 2 kids from Texas, USA. Here is her email message sent to us. Hi InvestmentTotal.com admin, I am a loyal visitor from USA. I want to know the ideal percentage or amount on how should i divide…

Health Insurance Meaning and Definition

Published on March 11, 2016 in Insurance | No Comments

Here is the simple health insurance meaning. Knowing what is health insurance all about and why it is important will help you decide to buy it immediately. Believe me, when you have a health and life insurance, you will be more confident whatever you do because you know you whatever happen to you, the insurance company will help you for any encountered financial loss. Health…

Health Insurance Premium Payment Program

Published on March 10, 2016 in Insurance | No Comments

HIPP stands for Health Insurance Premium Payment Program. Every US states has different payment program. Let me just give you some resources that can help you study what is HIPP all about and states. Health insurance is very important. You can save money from paying premiums by taking advantage of every government program related to health care especially if you are an employee. This simply means…

How Do Insurance Companies Make Money?

Published on March 10, 2016 in Insurance | No Comments

So you want to know how do insurance companies make money. Some of Insurance-Premium.Net readers are asking this question. Insurance industry in any countries especially in USA and United Kingdom is a very big industry. If you want to get rich, sell insurance but you need to be an expert on how to sell it since not everyone wants insurance. Life insurance companies makes money…

Paying Health Insurance Premium Monthly or Per Year?

Published on March 9, 2016 in Insurance | No Comments

Which is better, to pay health insurance premium monthly or yearly? Everyone needs health insurance. In my previous post, Obamacare means health insurance for every American. Whatever your age or whatever your financial status, you need it for protection. We should consider health insurance not an an expense. We should treat it as one of the most important "must buy" thing before we spend our…

Buy Life Insurance for Your Parents

Published on March 8, 2016 in Insurance | No Comments

Buy life insurance for your parents is a good idea. Besides, it is highly recommended even though your parents don't want you to buy for them. If your parents are below 70 years old and no major medical issues or medical problems, find an agent and ask the agent about the cost you have to pay for the premiums. Remember, the price of the insurance premium was…

Define Life Insurance in Your Own Words

Published on March 7, 2016 in Insurance | No Comments

How do you define life insurance in your own words? Here in InvestmentTotal.com, we educate our readers about personal finance. We teach the readers to buy life insurance and health insurance before they dive in investing. Life insurance is very important for every human lives. I believe this statement is true. You don’t know the true importance of your insurance policy until you realize you…

Buying Life Insurance Policy for Other People is Easy

Published on March 6, 2016 in Insurance | No Comments

A reader of InvestmentTotal.com blog from Florida, USA ask as question if he can buy life insurance policy for other people without their consent or signature via email last April 10, 2015 and this is his message. "Hi InvestmentTotal.com admin, I want to ask, can I buy a life insurance policy on a person (for example for my parents and girlfriend) without their signature?. Please guide me…

Meaning of Beneficiary in Insurance Dictionary

Published on March 5, 2016 in Insurance | No Comments

Awhile ago, we discussed what is accidental benefit and what is insurance. Today, we have to define the meaning of beneficiary by using reliable source and dictionary. An insurance agent and the one who is buying a life insurance should know the meaning and definition of “beneficiary”. The word beneficiary came from the word “benefits”. When buying life insurance, there is a thing called “benefits”. The…

Buying Health Insurance with No Medical Check Up is Possible

Published on March 5, 2016 in Insurance | No Comments

Question we received from readers last week is about health insurance. Frederick from Texas USA asked a question if can he buy health insurance with no medical check up and no doctor visitation. Should I buy a health insurance If I do not go to medical check up often or didn't visit a doctor often? What is your opinion about this? Is buying a health…

Cost of Health Insurance in United States

Published on March 4, 2016 in Insurance | No Comments

A reader of InvestmentTotal.com asked a question about cost of health insurance in United States of America. We will try our best to provide clear and specific answers to this question. It is advisable to shop and compare the health insurance in USA in different companies. Here's our conversation; I just migrated in California, USA I want to know how much is health insurance would cost in…

Guide in Choosing the Right Life Insurance Company

Published on March 3, 2016 in Insurance | No Comments

Awhile ago, we discussed the best life insurance companies in USA. Today, let us know how to research or choosing the right life insurance company. We should not only rely to a popular or famous insurance company, we should investigate and make a proper research. Buying a life insurance policy, the hardest part is to know whether the company is good or bad. We compile…