I am curious, should I buy online using PayPal or credit card? Which is safe when purchasing products and service online – PayPal or Credit Card? Some readers are asking me which is better to use when doing online shopping and online business. Here’s my answer to that question. Debit card or credit card are very useful especially when you want to experience hassle-free shopping. All you need to do is to order a product or services you want. And then, the website selling that offers will require you to insert your credit card or debit card personal information.After that, you will only wait for few days to receive the products or services you bought. However, although credit card or debit card is easy to use when online shopping, these tools are prone to “online scam” and “fraud”.
On the other hand, there is an online payment processor. It is not alternative to credit cards or debit cards. Actually you need credit card and debit card when you want to withdraw your funds in your PayPal account. You need also credit card or debit card when you want to fund or deposit money to your PayPal account and use that money to buy products or services online.
Buy Online Using Paypal or Credit Card
The best thing about PayPal is you can receive payments anytime immediately especially when you are a virtual assistant or working online.
So, which is better PayPal or credit card? It is depend on what activities you want to do online. I prefer to have both. 3 years ago, I verified my PayPal account but to receive some payments from some affiliate programs and when I buy services or products such as ebooks or webhosting and domains, I prefer to use my debit card.